Many seniors in Laguna Niguel want to move to a smaller home, but they are afraid of one thing: higher property taxes. If you have lived in your house for a long time, your tax bill is likely very low. You might worry that moving to a new home—even a smaller one—will make your taxes "jump" to today's high prices.

Understanding the Prop 19 "Tax Shield"

The good news is that California has a special rule called Prop 19. This rule acts like a "tax shield" for homeowners who are 55 or older. It allows you to sell your large family home and "port" (or carry) your original, lower tax base to a new home anywhere in California. This means you can find a comfortable single-story home and keep your low tax payments.

Why Now is the Time to Move

In 2026, the real estate market is moving fast. The Hudes Group currently sees listings sell in an average of just 7 days. Plus, our listings sell for an average of 105.5% of the asking price. This means you can sell your big house quickly and for a great price, then use Prop 19 to keep your life affordable in your new home.

The Hudes Group Edge

Kristina and Eric Hudes are certified Seniors Real Estate Specialists (SRES®) and Certified KW Real Estate Planners™. We don't just put a sign in your yard; we provide a calm, organized experience during this big transition. Before you even list your home, we provide a custom "Prop 19 Savings Estimate".

With over 12 years of experience and more than 180 five-star reviews, we are here to help you protect your savings while you find the perfect place to settle down.